Paralegal Case Studies

An individual was owed just over $8,000.00 from another individual. My client died before the debtor paid the amount that was owing. I was retained by the executor of the estate to collect the amount owing. The debtor did not respond to written demands made for payment. Accordingly, I issued a small claims court claim which was properly served on the debtor (now called the Defendant). The Defendant did not defend the Claim and I was able to obtain a judgment for the full amount owing plus interest and costs.

Without having served with a court claim properly, a credit card company obtained a judgment against Melissa (not her real name) in the amount of $8,666.69 pursuant to a Plaintiff’s Claim that it had issued in the Milton small Claims Court.  Melissa only found out about the judgment when her employer deducted money from her pay pursuant to a wage garnishment that the employer had received from the creditor.

What can be done ?

Before having retained me, ABC Company had been sued by another company which had obtained a default judgment against ABC.  That company then issued a garnishment against ABC’s bank account.  The bank removed $9,900.00 from ABC’s bank account and sent it to the court in compliance with the garnishment order.  ABC then called me.